Enable customers to buy now & pay later with Payflex

WHAT IS PAYFLEX?

Payflex is a Buy Now, Pay Later (BNPL) solution that allows merchants to offer flexible payment options while receiving full payment upfront, risk-free. Your customers have the option to pay now in full, Pay in 4, or Pay in 3 interest-free payments, while you will receive the full amount upfront into your Netcash account.

BENEFITS OF PAYFLEX

Sell on credit, risk-free

Get paid in full, into your Netcash account

Increase conversions and customer spending by offering flexible, interest-free instalment options.

Want to know more?

Speak to our payments advisors or apply for your account today.

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How does Payflex work with Netcash?

Step 1

From the Payment Gateway, customers select Payflex as their payment method at checkout.

Step 2

Customers create a Payflex account by entering their details, while merchants simply activate Payflex via Netcash to start accepting payments immediately.

Step 3

Customer places their order and makes their first payment. You receive the full purchase amount into your Netcash account.

Why Offer Payflex to Your Customers?

Increases average order value (AOV) by up to 30%.

Boosts conversion rates and reduces abandoned carts.

Attracts new customers looking for BNPL options.

Activate Payflex for your customers

Chat to us about your payment needs or apply for your account now.

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Proceed with application

WHAT DO MERCHANTS NEED TO APPLY FOR PAYFLEX?

An active Netcash account

Activate Pay Now as a service

Activate Payflex in your Netcash account to offer it to your customers as a payment option.

Get the full marketing toolkit, including banners, checkout messaging, and branded assets, to promote Payflex and boost conversions.

FAQs

What do customers need to apply?

South African debit or credit card, South African ID number, Cellphone number, Email address, 18+ years of age

Does Payflex charge fees?

For your customers, their purchase is interest free, and only if the default on their payments will they be charged a penalty fee by Payflex. For merchants, you will pay a set fee per transaction to Netcash. Contact us for the latest rates.

How do customers pay for my products or services?

Customers can split the payment into 4 instalments over 6 weeks, or pay in 3 instalments over 3 paydays. The first payment is due when they purchase the product or service. While the customer pays in instalments, you will receive the full purchase value in full, upfront when the purchase is made.

How do I register for Payflex as a merchant?

You can register easily through your Netcash account. Sign in, navigate to Account Profile> NetConnector> Pay Now and select ‘Register’ next to the Payflex option.

When do I get paid for Payflex transactions?

As a merchant, you receive the full purchase value into your Netcash account.

Does Payflex work for in-store payments, or only online?

Payflex can be used both online and in-store. Customers can select Payflex at checkout on your eCommerce site, or scan a QR code in-store to split their payments into instalments.

Let us contact you

Complete your details below and a Payment Advisor will contact you to discuss your payment needs.