Unlock a new market of cash customers with South Africa’s largest retailer

Millions of South Africans rely on cash, but that shouldn’t limit their access to online services.
With paymyway, your business can now offer these customers a trusted, simple way to pay online — no bank account or card needed.

Backed by the Shoprite Group, and available in over 2500+ stores nationwide,
paymyway turns physical cash into a 16-digit voucher code your customers can use to pay you online via the Netcash Payment Gateway.

Available to buy in these stores nationwide

Why offer paymyway?

Access untapped spend

Serve millions of customers in the cash-paying market — especially in industries like utilities, data, gaming, and insurance.

Boost trust with a familiar brand

Vouchers are sold and supported by Shoprite, a household name your customers already trust.

Reduce fraud & chargebacks

Vouchers are prepaid and single-use, offering you guaranteed payments into your Netcash account with zero reversals.

Easy integration

If you're using the Netcash Payment Gateway, you gain exclusive first access to enable paymyway for your business - it’s quick and seamless.

Market-first advantage

Be one of the first businesses in South Africa to accept this new, innovative payment method online — and lead your industry.

Gain more cash customers with paymyway

Chat to us about your needs or activate paymyway for your account today.

Chat to us
Enable paymyway for your business

Benefits of paymyway vouchers

Completely secure voucher payments

Unique, once-off voucher codes ensure no replication or usage exceeding the initial amount can take place, giving merchants and customers peace of mind.

 

Easy to purchase and use for customers

Available at major retailers nationwide, paymyway is easy to purchase at till points, redeem, and keep track of with every purchase through SMS updates.

 

Voucher redemptions paid into your Netcash account

paymyway is fully integrated with your Netcash gateway and account, so every successful voucher redemption is paid directly into your account for simple reconciliation.

 

Gain more cash customers with paymyway

Chat to us about your needs or apply for your account today.

Chat to us
Enable paymyway for your business

How paymyway works.

From till to checkout in 3 easy steps

Step 1

Customer buys a paymyway voucher in any Shoprite, Checkers, Usave, or other Shoprite Group store nationwide.

 

Step 2

They enter the 16-digit code during checkout via the Netcash Payment Gateway on your website.

 

Step 3

Payment is confirmed instantly and settled into your Netcash account the next business day — no bank account, no card, just secure prepaid value.

Activate paymyway for your customers

Chat to us about your payment needs or apply for your account now.

Chat to us
Enable paymyway for your business

What do merchants need to apply for paymyway?

Use your business’s existing Netcash account,
or apply for one as a new business.

Activate the Netcash Payment Gateway service

Enable paymyway as one of your payment options.

FAQs

Where can customers buy paymyway vouchers?
paymyway vouchers are available nationwide at Shoprite, Checkers, Usave, and other retailers in the Shoprite Group. Customers simply request a voucher at any till point, pay cash, and receive a 16-digit code by SMS or printed on the receipt, ready for immediate online use.
Where can paymyway vouchers be used?
Customers can redeem their vouchers at any participating online or physical retailer that accepts paymyway through the Netcash Payment Gateway. This includes a growing network of South African businesses in sectors like utilities, data, insurance, and eCommerce.
What voucher values are available?
Vouchers can be bought from R30 up to R3,000 at participating Shoprite Group stores, allowing flexibility for both small and large online purchases.
How long is a paymyway voucher valid?
Vouchers remain valid for three years from purchase or until their total value has been used. This gives customers ample time to spend balances across multiple transactions.
Can a paymyway voucher be used more than once?
Yes. Customers can redeem the voucher multiple times across online or in-store purchases until its full value reaches zero. Each payment deducts from the remaining balance, which is tracked automatically.
Can I add funds to an existing voucher?
No. paymyway vouchers are single-load vouchers. Once purchased for a specific amount, their value can’t be increased. Customers must purchase a new voucher for additional funds.
Are there fees for paymyway transactions?
Customers: pay the exact voucher value — no hidden fees. Merchants: pay a small, fixed percentage per transaction processed via Netcash. Contact our team for the latest rates.
How do I enable paymyway for my business?
Simply log in to your Netcash account and activate paymyway under Pay Now. It becomes available immediately on your Payment Gateway, with no extra setup or integration required.
What should a customer do if a voucher is lost or stolen?
Vouchers are cash equivalents and should be treated as such. However, if the customer provided their mobile number at the time of purchase, the voucher can be cancelled and reissued for the remaining balance. Customers should contact paymyway support for help.
Can a voucher be cancelled or refunded?
Only vouchers linked to a registered mobile number can be cancelled and reissued. Vouchers purchased anonymously at tills cannot be refunded or replaced once lost or redeemed.
How does paymyway work with Netcash?
paymyway converts cash into a digital voucher that customers can use online. When they enter their 16-digit code at checkout, Netcash verifies and processes the payment instantly. Funds are settled into your Netcash account within one business day, with no risk of chargebacks.
Is paymyway secure for businesses and customers?
Yes. paymyway uses single-use, encrypted voucher codes and operates through Netcash’s PCI DSS Level 1-compliant payment environment. Because vouchers are prepaid, there’s no exposure to credit-card fraud or chargebacks, ensuring guaranteed payments.

Let us contact you

Complete you details below and a Payment Advisor will contact you to discuss your payment needs.