Let your customers pay in-store for online purchases

Retail Payments allow customers to pay for online purchases in store, at over 6,000 retail outlets nationwide. Enabling SCode on your Netcash Payment Gateway opens your business up to a market of customers who prefer to pay in person for purchases, with cash, credit or debit card. 

Accepted at any of the following retail outlets:

Expand your reach with SCode

Chat to us about your needs or apply for your account today.

How SCode works

Benefits of SCode

Enables customers to pay offline for online purchases.

Customers can pay using cash, debit or credit card.

Large footprint of over 6,000 retail outlets in South Africa.

SCode barcodes can be added to invoices, statements or quotes

Activate Retail Payments for your business

Chat to us about your needs or apply for your account today.


What risk reports does Netcash offer?
• Bank account verification • Business linked to consumer • Consumer credit check • CIPC business • Mini company
What is the difference between bank account validation and bank account verification?
Validation – This uses an algorithm to validate the bank account number, branch code and account type combination. Our system validates banking details on input to prevent rejections at the bank. Verification – This service will verify the bank account information against the account holder ID number or company registration number to ensure that they match. This ensures that you are making payments or deductions against the correct account.
Should I ask permission to perform a credit check against an individual?
Yes, you require consent in order to run a credit check against an individual. This is required in order to protect the confidentiality of consumer credit information and to ensure it is only accessed as set out in the NCA.
Am I able to list my clients on credit bureaus using Netcash?
No, you would need to contact the credit bureaus directly.
Which bureaus do Netcash support?
TransUnion, Compuscan, Experian, XDS
What does it cost to enable SCode as a payment method?
SCode transactions attract a set fee. Chat to us about our latest rates.

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