Scan to Pay – A contactless payment solution
July 28, 2022
What is a Payment Request?
September 15, 2022Netcash eCommerce Payment Gateway
When researching how to start your online store, you will come across payment gateways. This is an extremely important feature that allows customers to make payments on your website. Without a payment gateway, your online store will not allow purchases and is merely a catalogue to showcase products-not useful to your business or customers.
What is a payment gateway?
A payment gateway is a technology that allows merchants to accept online payments from customers, and for customers to easily make payments on a website. The technology sends the payment data to the merchant’s bank. You can think of a payment gateway as a secure payment link between your online store and your customer’s credit/debit card.
Included are POS terminals such as card machines and QR codes that can be scanned via smartphone apps like Zapper and Scan to Pay, as well as payment processing portals that receive and process payments made online, like eCommerce marketplaces and online stores.
Many payment service providers act as payment gateways for their merchants such as Netcash which offers multiple payment options on your eCommerce website.
How does the Netcash Payment Gateway work:
As previously mentioned, payment gateways act as an intermediary between your online store and your customers.
- A customer adds an item to their shopping cart on your website.
- When the customer is ready to complete the purchase, they go to the checkout page and fill out their delivery details.
- From the cart the customer is directed to the gateway. Customers can select their preferred payment method, such as Debit or Credit Card, Instant EFT, Bank EFT or QR Code
- The Netcash Payment Gateway processes the payment and notifies the merchant and the customer once the payment has been successfully made.
- The payment value is deposited into your Netcash account. This can amount be transferred, at your convenience to the bank account linked to your Netcash account.
Features of Netcash Payment Gateway
Shopping cart integration
Our payment gateway integrates with many leading eCommerce platforms that allow you to easily set up your website. The Netcash Payment Gateway easily integrates with multiple shopping cart plugins, like WooCommerce as well as online stores such as Netcash Shop. We also support customised integration.
You can view available plugins here
Security
A secure gateway is vital to ensure your customer’s payment data is kept safe and secure. Our gateway offers 3D security and is PCI compliant to reduce the risk of both fraud and the chances of chargeback on card transactions.
Multiple payment options
Your online store should have multiple payment options for customers to choose from. This allows customers to choose the method that they are most comfortable with. The Netcash Payment Gateway offers OZOW Instant EFT, Credit Card, Bank EFT, Retail Payments, Visa Click to Pay, and Scan to Pay.
Reduce abandoned carts
Abandoned carts are a major concern for any eCommerce store and are largely due to customers feeling lost or unsafe. Our payment gateway is easy to use and completely secure, giving clients comfort when making payments.
How to accept payments with your online store
Step 1:
Activate Pay Now
To accept payments from your customers, you need to activate the Pay Now service in your Netcash account. To activate this service, log in to your account, navigate to ‘Account profile’, ‘My Space’, ‘Service agreements’, click on the Pay Now icon and insert the email generated token
The service status will update to ‘requested’ and your Netcash Relationship Consultant will be in touch to help you complete the application.
Step 2:
Complete the application
You will be required to provide your Relationship Consultant with some mandatory paperwork to make sure that we are complying with industry regulations.
Step 3:
Start accepting payments
When the Pay Now service has been approved and activated, and your plugin has been downloaded, you can copy & paste the Pay Now service key on your website. Save your changes and you can start accepting payments immediately.
About Netcash
Established in 2003, Netcash is a payment solutions provider delivering debit orders, salary and creditor payments, Pay Now, eCommerce, and risk report services to South African businesses and organisations. The company provides multiple innovative and integrated online payment solutions that are efficient, simple, and cost-efficient. Netcash is registered with the FSCA, PASA and is PCI DSS Level 1 compliant.
