Enable customers to buy now & pay later with Payflex

What is Payflex?

Payflex offers an alternative payment solution suitable for both online and in-store transactions. Your customers will have the option to create a payment plan spread over 6 weeks at 0% interest and you will receive the full amount directly into your Netcash account.

Benefits of Payflex

Sell on credit, risk-free

Get paid in full, into your Netcash account

Provide your customers with flexible, interest-free payment options

Want to know more?

How does Payflex work with Netcash?

Step 1

From the Payment Gateway, customers select Payflex as their payment method at checkout.

Step 2

Create a Payflex account and enter personal information including their name, ID number, email address, password and card details.

Step 3

Customer places their order and makes their first payment. You receive the full purchase amount into your Netcash account.

Activate Payflex for your customers

What do merchants need to apply for Payflex?

An active Netcash account

Activate Pay Now as a service

Register for Payflex to enable it on Pay Now as one of your payment options

Frequently asked questions

What do customers need to apply?
  • South African debit or credit card
  • South African ID number
  • Cellphone number
  • Email address
  • 18+ years of age
Does Payflex charge fees?

For your customers, their purchase is interest free, and only if the default on their payments will they be charged a penalty fee by Payflex. For merchants, you will pay a set fee per transaction to Netcash. Contact us for the latest rates.

How do customers pay for my products or services?

Customers can split the payment into 4 installments over 6 weeks. The first payment is due when they purchase the product or service.

How do I register for Payflex as a merchant?

You can register easily through your Netcash account. Sign in, navigate to Account Profile> NetConnector> PayNow and select ‘Register’ next to the Payflex option.

When do I get paid for Payflex transactions?

As a merchant, you receive the full purchase value into your Netcash account.

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will call you to discuss your unique payment needs.