Accept hassle-free, contactless payments with Scan to Pay

Scan to Pay makes online shopping and payments easier, safer and faster for your customers. Available through eCommerce and for omni-channel environments, Scan to Pay by Netcash lets your customers choose their preferred QR and digital wallet app to pay, with a single QR code. Scan to Pay is compatible with all major credit and debit cards in South Africa. Activate it on the Netcash Payment Gateway to use online, use it in shareable payment requests, add it to your invoices for easy payment, or add the full kit to sell with Scan to Pay in stores.

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How Scan to Pay works online

Scan to Pay can be used in multiple ways online. Customers can choose it as a payment method when shopping in your online store, when paying a physical or digital invoice, or through a simple QR code presented as a payment request. The payment process is simple and flexible for both your customers and your business, no matter where you are or what you are selling.

  1. At checkout,  the customer selects Scan to Pay (QR code) as their payment method.
  2. They then scan the QR code with their mobile phone, using any Scan to Pay or QR app. Or, if checking out on mobile, complete payment directly in their QR or digital wallet app of choice.
  3. The payment will be authorised by their bank (usually using their PIN or similar). The processed amount will be paid into your Netcash account, and you will be notified immediately.

How Scan to Pay works online

Scan to Pay can be used in multiple ways online. Customers can choose it as a payment method when shopping in your online store, when paying a physical or digital invoice, or through a simple QR code presented as a payment request. The payment process is simple and flexible for both your customers and your business, no matter where you are or what you are selling.

  1. At checkout,  the customer selects Scan to Pay (QR code) as their payment method.
  2. They then scan the QR code with their mobile phone, using any Scan to Pay or QR app. Or, if checking out on mobile, complete payment directly in their QR or digital wallet app of choice.
  3. The payment will be authorised by their bank (usually using their PIN or similar). The processed amount will be paid into your Netcash account, and you will be notified immediately.
Scan to Pay starter Kit

How Scan to Pay works in-store

Scan to Pay can be used on-the-go and in stores as part of a POS (Point of Sale) system to accept QR and digital wallet payments effortlessly. You can set up multiple pay points with their own unique QR code, making sales easily trackable to cashiers, till points, kiosks or sales staff. Print the codes to display at the point of sale, in lanyards for sales reps, and more for a portable payments solution.

  1. Scan to Pay can be integrated into your POS system, or set up as a physical QR code pay point. 
  2. For the POS, the cashier will select Scan to Pay as the payment method, and enter the amount to be paid.
  3. The QR code is presented to the customer to scan, and they can use their preferred QR or digital wallet to pay.
  4. Once payment is authorised, both the business and the customer will receive a payment notification.

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Benefits of Scan to Pay


Simple and fast checkout process.


Can be used online, in-person, and on-the-go.


User-friendly and familiar.

 


Payments reflect immediately in your Netcash account.


Secure - payments can be made and authorised digitally, no cash required.

 


One QR code provides access to all major wallets and banking apps.

Scan to Pay is integrated with multiple software partners

Scan to Pay can be used as a payment method via the Netcash Payment Gateway or as a standalone payment service in a variety of platforms.

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Get paid online & in person

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FAQs

What is included in my Netcash Scan to Pay Starter kit?
Each kit includes a Perspex stand, two QR stand inserts, three stickers, one counter wobbler, and a setup guide with instructions. The kit enables in-store QR payment acceptance right away, giving you branded and professional payment points that customers can easily scan using their preferred app or digital wallet.
How will I be informed of a successful Scan to Pay transaction?
You’ll receive instant SMS and email notifications as soon as a payment is processed. These notifications are fully customisable from your Netcash account, where you can also access real-time transaction reports and settlement summaries to ensure every payment is accounted for.
How do I activate Scan to Pay as a payment method?
Activation is simple. Log into your Netcash account, navigate to NetConnector, and select Scan to Pay under Payment Gateway methods. Once enabled, the QR payment option becomes available for your eCommerce site, invoices, and physical pay points.
What do Scan to Pay transactions cost?
Scan to Pay transactions are charged as a small percentage of the transaction amount, with no hidden or monthly fees. Rates vary depending on your business size and sales volume. Contact Netcash for competitive pricing or a custom quote tailored to your payment volumes.
How long does delivery take for the Scan to Pay Starter Kit?
Delivery typically takes 2 business days within Cape Town and 3 business days nationwide. Courier tracking details are provided once your order is dispatched, ensuring fast setup for in-store use.
How many Scan to Pay Starter Kits can I order?
There’s no limit to the number of kits you can order. You can create multiple pay points for different branches, staff members, or till points. Note that courier fees apply per kit.
How many Pay Points can I create on my Netcash account?
You can create unlimited Pay Points within your Netcash account, each with its own unique QR code. This makes it easy to track payments across multiple locations, POS systems, or sales representatives.
How does Scan to Pay work for customers?
Customers simply scan your Netcash QR code with their mobile device using any supported banking or wallet app. They confirm payment through their app (usually with a PIN or biometrics), and the funds are transferred instantly to your Netcash account. You’ll receive a notification immediately.
Is Scan to Pay secure for businesses and customers?
Yes. Scan to Pay transactions are encrypted and processed through trusted banking and wallet platforms. Each payment is verified by the customer’s own bank, eliminating card exposure and reducing fraud risk. Netcash’s PCI DSS Level 1-compliant environment ensures every transaction remains fully secure.
Can I use Scan to Pay both online and in-store?
Absolutely. Scan to Pay works seamlessly across eCommerce checkouts, payment requests, invoices, and in-store POS systems. You can display your QR code on-screen, in print, or on physical signage, making it ideal for hybrid businesses accepting both digital and face-to-face payments.
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