Accept card-free, hassle-free payments with Capitec Pay.

Capitec Pay is a South African first in open banking. It allows customers who bank with Capitec to make instant, secure online payments straight from their Capitec account using their smartphones. Accept card-free payments from millions of South Africans today with Netcash and Capitec Pay.

Start selling online with ease

Chat to us about your needs or apply for your account today.

How Capitec Pay works

Capitec Pay is available as an Instant EFT option on the Netcash Payment Gateway. It is automatically activated when you choose to accept Instant EFT via Ozow on your account, boosting your sales with a faster checkout and payment experience.

  1. At checkout, customers select Capitec Pay as their payment option.
  2. They enter their cellphone number and ID number to access their profile securely.
  3. Via the Capitec app, they tap Transact > Capitec Pay and approve their payment.
  4. Once payment is successfully processed, it will appear in your Netcash account. You will be instantly notified of successful payments via SMS and Email.

How Capitec Pay works

Capitec Pay is available as an Instant EFT option on the Netcash Payment Gateway. It is automatically activated when you choose to accept Instant EFT via Ozow on your account, boosting your sales with a faster checkout and payment experience.

  1. At checkout, customers select Capitec Pay as their payment option.
  2. They enter their cellphone number and ID number to access their profile securely.
  3. Via the Capitec app, they tap Transact > Capitec Pay and approve their payment.
  4. Once payment is successfully processed, it will appear in your Netcash account. You will be instantly notified of successful payments via SMS and Email.

Reach millions of customers with Capitec Pay

Chat to us about your needs or apply for your account today.

Benefits of Capitec Pay

Get paid online & in person

Chat to us about your needs or apply for your account today.

FAQs

What are the transaction fees for Capitec Pay?
Capitec Pay attracts a small, all-in-one fee (no additional minimums) per transaction. Chat to us about our latest rates and for a custom quote.
Which banks are supported?
Capitec Pay is specific to Capitec bank, and can only be used by Capitec clients. However, you can also offer your customers more Instant EFT options via the Ozow service.
How do I know if a payment has been successful?
You can turn on notifications in your Netcash account to receive instant updates when payments are made via SMS and email. In addition, you can check the reports and statements in your Netcash account to confirm whether or not a payment has been successful, or funds received.