Netcash and Retail Capital Ltd have partnered to bring you Instant Funding based on cash-inflows on your Netcash account.

Your pre-approved Instant Funding offer is generated by analysing your anonymised data. Should you accept your Instant Funding offer, your information will be shared only for the purpose of preparing the funding application and to enable the funds to be paid into your Netcash account instantly.

Flexible business funding



Access Instant Funding directly from your Netcash account.


No security or collateral required.


Payment structures tailored to match your business turnover and cashflow cycles.


Meeting all regulatory requirements, we keep your data protected, safe & encrypted.


74% of Business Owners return to access additional funding.

Effortless application process:

Select the required amount > Choose the payment term > View your payment details > Submit your application

Retail Capital Ltd, your trusted partner in SME funding

Over the past decade, Retail Capital have partnered with over 38 000 SMEs providing funding of more than R4bn to date. As the market leaders in business funding, they have provided the industry with innovative, flexible, and convenient alternatives to traditional loans. Visit their website to find out more:

netcash client testimonial icon top

Business is the lifeblood of the economy and Small and Medium Businesses are the Growth Engine for the future, employing the most people and growing faster than Large Businesses. It is vital they have the resources and the skills to grow. At Retail Capital, we partner to provide funding and support services to benefit South Africa.

Karl Westvig
Retail Capital Founder & CEO

contact netcash

Chat to us

Complete your details and one of our Payment Advisors
will call you to discuss your unique payment needs.