Netcash and Retail Capital have partnered to bring you Instant Funding.

To be considered for an Instant Funding offer, you would have had to utilise the Netcash Debit Order and Pay Now Services for the preceding 3 (three) months and give consent that your business information may be shared with Retail Capital for the purpose of preparing an application. The flexibility of an Instant Funding offer is in your hands, as you will decide the amount required and the payment term. By accepting the Instant Funding offer made to you, you agree to the funds being paid into your Netcash account.

Flexible business funding



Access Instant Funding directly from your Netcash account.


No security or collateral required.


Payment structures tailored to match your business turnover and cashflow cycles.


With compliance embedded in our business, we keep your data protected, safe and encrypted.


74% of Business Owners return to access additional funding.

Effortless application process:

1. Select the required amount


2. Choose the payment term


3. View your payment details


4. Submit your application


Retail Capital, your trusted partner in SME funding

Over the past decade, Retail Capital have partnered with over 38 000 SMEs providing funding of more than R4bn to date. As the market leaders in business funding, they have provided the industry with innovative, flexible, and convenient alternatives to traditional loans. Visit their website to find out more:

netcash client testimonial icon top

Business is the lifeblood of the economy and Small and Medium Businesses are the Growth Engine for the future, employing the most people and growing faster than Large Businesses. It is vital they have the resources and the skills to grow. At Retail Capital, we partner to provide funding and support services to benefit South Africa.

Karl Westvig
Retail Capital Founder & CEO

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