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The Netcash Payment Gateway allows businesses in South Africa to accept online payments securely using multiple payment methods, including cards, Instant EFT, QR codes, BNPL, and vouchers. It is designed for eCommerce, invoicing, subscriptions, and payment requests in one platform.

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 What is a Payment Gateway?

The Netcash Payment Gateway is a trusted, secure, and scalable online payment solution in South Africa, helping businesses of all sizes process transactions effortlessly. Add it to your website and drive eCommerce sales, send payment requests to clients for on-the-go collections, run subscriptions or integrate it with your accounting software for effortless invoice payments. It’s an all-in-one solution for businesses of all sizes.

Why Businesses Use Payment Gateways in South Africa

Businesses in South Africa use payment gateways to accept secure online payments, support multiple payment methods, and receive funds quickly. A local payment gateway ensures transactions are processed in South African rand (ZAR), supports 3D Secure, and integrates with local banking systems.

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Ways to Accept Payments Online in South Africa

This includes card payments, Instant EFT, QR codes, Buy Now Pay Later (BNPL), vouchers, and retail payment options.

Payment Gateway

eCommerce Payment Gateway

Offer more payment options with a fast, hassle-free setup - no complex onboarding required. Enhance your checkout experience with the Netcash eCommerce Payment Gateway - reduce cart abandonment and increase conversions with a seamless and secure payment process.

Payment Gateway

Shareable payment requests

Accept payments in minutes - no code required. Share payment requests via SMS, WhatsApp, email or in-person via QR code, and let your customers pay you however they want.

Invoicing

Save time and get paid faster. Integrate our gateway into your existing accounting, billing, or other software and let customers pay online, in just a few clicks.

Subscriptions

Maximise recurring revenue with customisable subscriptions. Integrate it into your website, software, or share subscriptions via payment requests.

Payment Gateway

Retail Payments

Expand your business reach with secure online payment platforms in South Africa, including SCode and 1Voucher, available at retail outlets nationwide. Available to customers at retail outlets nationwide, you can expand your business effortlessly and securely.

Payment Gateway

Netcash Shop

Build a website and online store that’s fully integrated with the Netcash Payment Gateway, local courier apps and more.

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Get paid faster with more payment options

Provide your customers with multiple secure online payment methods, ensuring fast and protected transactions every time.
Choose from credit or debit card, Instant EFT, bank EFT, Payflex, 1Voucher, retail payments, Scan to Pay, and more.
With the Netcash Payment Gateway, you get it all in one sign up, one account, and reconciled into one statement.

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Make online payments effortless

Chat to us about your online payment needs, or apply for your Netcash account now.

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Try it for yourself

Use one of the best payment gateways available in South Africa,
 make a donation to AmCare now and experience the secure, simple, and seamless Netcash Payment Gateway for yourself.

Choose your preferred payment method, and follow the steps to complete your payment. 

Note that payment options available depend on the Organisation’s selections. To use Payflex, a minimum of R50 must be donated.

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 Best Payment Gateway in South Africa

The best payment gateway in South Africa depends on your business needs. Netcash offers an all-in-one solution with multiple payment methods, fast settlement, strong security, and simple integration for businesses of all sizes

Netcash eCommerce Payment Gateway FAQs

What is a payment gateway and how does it work?
A payment gateway is a system that securely processes online payments between customers and businesses. It verifies transactions, connects to banks, and ensures payments are completed safely.
Do I require a merchant account at my bank to use the Netcash Payment Gateway service?
When you open a Netcash account, we provide you with a merchant account. All of your payments are received and settled here, so that you can easily reconcile payments from multiple clients and platforms in one statement.
What security measures are in place for your credit card payment services?
Netcash is PCI Level 1 Compliant, and ISO27001 certified. All of our credit and debit card transactions are 3D secure enabled. We follow strict standards to ensure your customers data is safe.
Which payment methods can businesses accept online?
Businesses using Netcash’s Payment Gateway can accept online payments via credit and debit cards, Instant EFT, QR codes, Buy Now Pay Later (BNPL) options like Payflex, vouchers (such as 1Voucher), and retail payment methods like SCode.
How do I receive payment?
All payments made via the Netcash Payment Gateway, whether through billing, payment requests, eCommerce or other services, will be paid into your secure Netcash merchant account. You can withdraw funds from this account into your business account, or use the funds to make other business payments like salaries or creditor payments. Chat to us about additional payment services for your business.
How do I choose the best payment gateway in South Africa?
The best payment gateway should support multiple payment methods, fast settlement, strong security, and easy integration with your website or systems.
Can I accept donations through the Netcash Payment Gateway?
Yes, you can. We have a large number of NPO, NGO, religious and charitable organisations using our services to collect donations online and in-person. Chat to us about our NPO offer.
Am I able to accept foreign currency through the payment gateway?
While your customers can pay with foreign bank cards (as long as they are 3D secure enabled), all of your transactions will be processed in South African Rands (ZAR) into your account. As a South African payment provider, we are unfortunately not able to offer forex services.
What does it cost to use the Netcash Payment Gateway?
We offer competitive rates on all payment methods provided, and custom rates are available based on the volume and value of transactions that your business processes. Contact us for the latest pricing and a custom quote.
Does Netcash offer custom integration options?
Yes, our technical support team will gladly assist you with API information and integration support. Contact our technical support team for more information.
Does the payment gateway service offer recurring transactions?
For recurring transactions, you can use subscriptions or opt to use our debit order service, depending which is best for your business.
What is the difference between a payment gateway and a payment processor?
A payment gateway securely authorises and encrypts online transactions between customers and merchants, ensuring safe payments. A payment processor, on the other hand, facilitates the transfer of funds between a customer’s bank and the merchant’s account. Netcash provides both a secure payment gateway and merchant account, simplifying online transactions.
Payment Gateway

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